ALL CORPORATE ACCOUNTS
All corporate accounts get a separate, easy to use, corporate administrator account.
Corporate administrators can add or delete loan officers, set and lock desired disclaimers, closing costs default calculations by loan type, company and loan officer licensing and more.
Closing costs as well as state licensing and disclaimers can be set globally for all loan officers, or differently by state, region or even specific branch. This ensures correct costs calculations and displaying of state licensing, while these are locked for loan officers.
Corporate administrators can set and lock many compliance items to ensure all loan officers are always correct. However, items loan officers still need to be able to change, they can. For example, corporate administrators can set default insurance and property tax percentages, but, if loan officers know the annual tax bill or the actual monthly insurance amount, they can enter it when they create a house flyer.
The enterprise level private label is an upgrade from corporate accounts and has all functionality the corporate accounts enjoy, plus many other mortgage compliance and marketing controls.
Corporate accounts with any number of loan officers can upgrade to include a private label.
The private label adds the following additional controls to your corporate account:
MORTGAGE MARKETING COMPLIANCE
OSI Express keeps up with industry changes for you. When any compliance change occurs, your account is automatically updated. Even loan options displayed on previously saved house flyers, property websites and financing reports are automatically re-calculated and refreshed to ensure compliance.
Updates include correct FHA maximum loan limits by county, VA maximum loan limit changes, funding fees, MIP factors or completely new compliance requirements that require complex re-programming and more.
Below are just a few examples how OSI Express ensures compliance…